INNOVATIVE SOLUTIONS FOR

|

Your trusted partner for commercial transportation insurance

About Innovative Risks

Innovative Risk Insurance Services is a commercial transportation insurance MGA and wholesaler that leverages extensive knowledge and experience in the transportation insurance sector, paired with an innovative approach to underwriting to build strong insurer partnerships.

We specialize in providing comprehensive coverage solutions for trucking companies, owner-operators, and motor carriers across the United States.

Why Choose IRIS?

Quick & Timely

Fast turnaround on quotes and policy issuance

Easy Process

Simplified application and binding process

Admitted Coverage

A-rated admitted carrier coverage options

Competitive Pricing

Market-competitive rates for qualified risks

Our Coverage Products

Comprehensive insurance solutions tailored for the transportation industry

Auto Liability

Primary liability coverage for commercial trucks and motor carriers operating interstate and intrastate.

Physical Damage

Comprehensive and collision coverage for your trucks, tractors, and trailers.

Motor Truck Cargo

Protection for the goods and cargo you transport for your customers.

Non-Trucking Liability

Coverage for owner-operators when not under dispatch or lease.

Occupational Accident

Medical and disability coverage for independent contractors and owner-operators.

Commercial General Liability

Protection for your business premises and operations beyond trucking.

"The best time to plant a tree was 20 years ago. The second best time is now."

Ready to Get Started?

Get a quote in minutes with our streamlined online application process.

Start Your Quote

Business Hours

Mon - Fri | 8 AM - 5 PM CST

Innovative Risks

2501 Crossings Blvd - STE 200, Bowling Green, Kentucky 42104

Copyright © 2025 Innovative Risk Insurance Services, LLC

v4 · 27/02/2026, 22:24